Last updated: [11/20/2025]
Welcome to oluwatoyintobi.com.
By accessing or using this website, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, please discontinue use of the site immediately.
These terms apply to all visitors, readers, subscribers, and anyone who interacts with the website.
1. Acceptance of Terms
By using this website, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions as well as our Privacy Policy.
2. Website Content
All content published on oluwatoyintobi.com is for informational and educational purposes only. While we aim to provide helpful, original, and accurate content, we do not guarantee that every piece of information is complete, updated, or free from errors.
You are responsible for how you interpret or use the information found here.
3. Intellectual Property Rights
All articles, images, graphics, branding, and other materials on this website are the property of oluwatoyintobi.com unless otherwise stated.
You may:
- Read and share content
- Quote small portions with proper credit
You may not:
- Republish full content without permission
- Copy, modify, or distribute content for commercial use
- Use the website’s branding, images, or materials without authorization
If you need permission to reuse content, kindly contact us.
4. User Responsibilities
By using this website, you agree not to:
- Engage in any activity that may harm the website
- Attempt unauthorized access to any part of the site
- Use the site for fraudulent, illegal, or harmful activities
- Post spam, malicious comments, or offensive content
We reserve the right to remove comments or block users who violate these guidelines.
5. Third-Party Links
This website may link to external websites or services.
We do not control these external sites and are not responsible for:
- Their content
- Their accuracy
- Their practices
- Their privacy policies
Your interaction with third-party websites is solely at your own risk.
6. Google AdSense and Advertising
We may use Google AdSense and other advertising partners.
These services may use cookies or tracking technologies to:
- Display relevant ads
- Track performance metrics
- Personalize ad experiences
By using this website, you accept that third-party vendors may collect and use certain data as described in our Privacy Policy.
7. Limitation of Liability
To the fullest extent allowed by law, oluwatoyintobi.com is not liable for:
- Any inaccuracies or omissions in content
- Any loss or damage resulting from the use of this website
- Any technical issues or downtime
- Actions taken based on the information found here
Your use of the website is at your own risk.
8. No Professional Advice
Content on this website does not constitute:
- Financial advice
- Legal advice
- Medical advice
- Professional consultation of any kind
Always consult a qualified professional regarding any decisions that could affect your finances, health, or legal status.
9. Modifications to These Terms
We may update or edit these Terms and Conditions at any time.
Updates will be posted on this page with a new “Last Updated” date.
Continued use of the website after updates means you accept the revised terms.
10. Termination of Access
We reserve the right to:
- Restrict access
- Suspend usage
- Remove comments
- Block users
if any behavior violates these Terms or disrupts the website’s purpose.
11. Governing Law
These Terms and Conditions are governed by the laws of Nigeria, without regard to conflict-of-law principles.
Any disputes shall be handled under Nigerian jurisdiction.
12. Contact Information
If you have any questions regarding these Terms and Conditions, feel free to contact: